I wish I could call this a no spend day and save it all but as usual it,s bill, debt, grocery, jars and save day.I am still on a reduced wage as I am being paid by Workcover Australia and they only cover 85% of your wages, but for some reason which I hav,nt been able to figure out yet I have ended up with more this week than last and definitely more than I expected, so I will put the difference away in another account just in case there has been a mistake and they ask for it back, or else they take it off next weeks wage.
Incomings $540.00
Outgoings $440.00
I hav,nt done a complete breakdown as yet but I,m way over budget as I bought some lanterns from Ebay which I,ll use to decorate the backyard for my Daughters Wedding and I also spent money on my Granddaughter,s 8th Birthday present, which I had not added into my budget. So all up another dismal failure at budgeting, plus my tax cheque has,nt arrived as yet HURRY UP CHEQUE as I had budgeted these things I am buying, into that money. I also invested $85.00 into starting up a sideline business for myself, not sure at this stage if it will come off, and I,m not sure if I want to share it at the moment. I,ll wait and see
Don't be so hard on yourself. It will all come together.
ReplyDeleteI echo LeighAnn. You are just beginning this crazy thing called budget and it will take awhile before you figure out how much each category needs. I 'tried' budgeting for several years before my A HA!! moment. I laugh out loud when I think of how unrealistic those budgets were. No wonder I failed.
ReplyDeleteHave you tried writing everythign down for a month? I used to scoff at that. Said 'pffft I know where I'm spending my money' and then I did it and couldn't believe what I had learned.
Jolie not only do I make up a Monthly budget, but I break it down into weekly amounts and then write everything down by hand into my red accounts book. So I know to the exact cent where my money is going.
ReplyDeleteAnd I still overspend, so I really need to see where I am going wrong and fix it, and like you say that could take a few tries to get right.