End Of No Spend February and Results.

A massive shout out to Sharon for organising this No Spend Month.

I have had an awesome month, I managed to cut my Zero based budget down,( who would have thought that possible) and as a result of this I have saved an extra $180. My savings were..

Petrol $10 ( cut back on two of the 4 weeks by $5 )

Mad money $110 ( cut back $ 30 on 3 of the weeks and $20 on the fourth )

Grocery money ( cut 2 of my 4 weeks back by $30 )

So if you add those savings to my snowflakes for the month, most of which were overtime money. I am going to be adding $1,000 into debt 1 )

Savings this month came to $920.00 this was divided up between my Holiday Fund, Emergency Fund, long time Savings Fund, and a personal debt, not to be confused with my debt bars.

Normal Debt payments came to $165 divided between Debt 1 } and Debt 2 )

Bills were covered as usual, with money put aside weekly.

So all up a successful month, yippee when are we having the next one ?????

Thats All Folks / Showing off About My New PC

I, m finished Spending

Technically speaking I have finished my spending for the month of February, today was my final payday and I have finished my Grocery shopping, put petrol in my car, and have used up my Mad money and then some.

Yes I went over on my mad money, by $10, not a Kings ransom by any means and so I,m not going to get all dramatic and declare this month a failure. I dropped a heavy box onto my french manicure and split two nails, badly.

I have been in a lot of pain with them and so after work today when I could stand it no longer, I had them fixed. they are still painfull but no longer catching on things and they will heal.

I only made around an extra $48 this week as I had done very little overtime, just as well really as my body was screaming out for me to stop, but every cent helps to eliminate debt. So I will add it to my snowflakes total.

I will do a final account on Sunday of how I have done this week. but I think all up a very successful month. Cant wait to see how everyone else has done.

I have now got my new PC up and running, fortunately it was installed by the tech when it was delivered and so far I have had very few dramas, this is the first time I have used Windows 7 so there are one or two annoying things about it but nothing I cant get my head around. So I have gone from a 12 inch laptop screen to a 23 inch LED screen and an ibook G4 borrowed from my Son. To an acer AM1900 with

Windows 7

intel 2 Quad processor
4GB of memory

1TB hard drive

DVD super Multi drive

etc,etc,etc.

Even the keyboard has a volume control.

It has a Microsoft Media Centre and I can watch TV on it.

So I am stoked, but here is the downside it is costing me $30 a week, that includes insurance and I,ll be paying that for three years before I can buy it out for $1. Not perhaps the best way to buy a new PC but with nobody prepared to give me credit this was my only option. I feel I can manage my budget well enough now to incorporate this payment in without cutting back on debt repayment or savings. So I will write a new budget and tweak a couple of other areas, will need to give this some thought.

By the way as a bit of an after thought I am now getting a proper look at a lot of your blogs and am seeing some of your backgrounds for the first time. There are some beautiful blogs out there, keep up the good work.