tag:blogger.com,1999:blog-4835856675332706410.post1685367127651022193..comments2023-05-10T06:04:41.890-07:00Comments on Towards Retirement With Debt: Payday, No. 3 for JulyMaureenhttp://www.blogger.com/profile/03260642250519868482noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-4835856675332706410.post-32457158105232789942010-07-16T21:46:20.587-07:002010-07-16T21:46:20.587-07:00Jolie not only do I make up a Monthly budget, but ...Jolie not only do I make up a Monthly budget, but I break it down into weekly amounts and then write everything down by hand into my red accounts book. So I know to the exact cent where my money is going.<br /><br /> And I still overspend, so I really need to see where I am going wrong and fix it, and like you say that could take a few tries to get right.Maureenhttps://www.blogger.com/profile/03260642250519868482noreply@blogger.comtag:blogger.com,1999:blog-4835856675332706410.post-30439063036708557802010-07-16T09:01:06.682-07:002010-07-16T09:01:06.682-07:00I echo LeighAnn. You are just beginning this crazy...I echo LeighAnn. You are just beginning this crazy thing called budget and it will take awhile before you figure out how much each category needs. I 'tried' budgeting for several years before my A HA!! moment. I laugh out loud when I think of how unrealistic those budgets were. No wonder I failed.<br /><br />Have you tried writing everythign down for a month? I used to scoff at that. Said 'pffft I know where I'm spending my money' and then I did it and couldn't believe what I had learned.Joliehttps://www.blogger.com/profile/05031816661748376856noreply@blogger.comtag:blogger.com,1999:blog-4835856675332706410.post-59698067360296296982010-07-16T03:38:18.102-07:002010-07-16T03:38:18.102-07:00Don't be so hard on yourself. It will all come...Don't be so hard on yourself. It will all come together.Anonymousnoreply@blogger.com