Day 21 No Spend February / Plus Weekly Spending Report

My Spend Less Week In Review

This week has been a big success, I still have some of my Mad Money left, I also have not put all of the money allocated for fuel into my car yet, the petrol money you can see spent was left over from last week, hoping to be able to keep that expense down. My Grocery bill was around the $100 mark but because I made some good food choices next weeks bill should be down.
I managed to sneak in an extra 1hr 20mns overtime today, I had been counting on staying back for 2 hrs but the sky turned black and a storm threatened so we all got sent home. Maybe tomorrow I will be able to pick up some more hours.

Total spend for 13 Feb 2011 - 19 Feb 2011: $153.55

CAR EXPENSES
2011-02-15	Petrol	$20.00
TOTAL FOR CAR EXPENSES		$20.00
DEBT
2011-02-18	Lion Finance	$25.00
TOTAL FOR DEBT		$25.00
ENTERTAINMENT
2011-02-18	Coffees and Cakes	$11.00
TOTAL FOR ENTERTAINMENT		$11.00
GROCERIES
2011-02-18	Aldi	$68.56
2011-02-18	Woolworths	$28.99
TOTAL FOR GROCERIES		$97.55
SPENDLESS YEAR
2011-02-13	Spend Less Day	$0.00
2011-02-14	Spend Less Day	$0.00
2011-02-16	Spend Less Day	$0.00
2011-02-17	Spend Less Day	$0.00
2011-02-19	Spend Less Day	$0.00
TOTAL FOR SPENDLESS YEAR		$0.00
TOTAL		$153.55

Day 13 No Spend February / Plus Weekly Spending Report

I,m hot And Sweaty

My word it,s hot over here, after what started as a very wet and mild Summer it has turned into the usual humid sticky and miserable Summer. When I first came to live in Queensland I was told to expect 9 glorious months and 3 months from hell, so this is hell or Summer to some folks. If I was a beach babe I would be enjoying this heat but trying to work and do housework in this heat is definitely not funny.

I have had yet another no spend day, as I did some housework and then went to help my SIL get ready to move house. It was too hot to do much but I was able to give her , everything she would need to pack and wrap all her glasses and good china, it helps to work in a printers where paper, labels, tape and boxes are easy to come by.

You will notice on last weeks spending report that my Grocery bill is way over budget, this is because I shopped late last week and early this week putting them both in the same time frame. I also sneaked in a $6 dress for my Granddaughter. this was in the seconds shop and is next years size for her, plus it still had a label on it and a price of $27.00 so a bargain and the first of my Christmas presents. My SIL who works in Perfumery and Cosmetics gave me a load of samples, and gifts with purchase leftovers, so I will put these away to make up baskets to use as gifts during the year and at Christmas, so I,m definitely getting my bargains this week.

Total spend for 06 Feb 2011 - 12 Feb 2011: $603.49

CAR EXPENSES
2011-02-11	Petrol	$20.00
TOTAL FOR CAR EXPENSES		$20.00
DEBT
2011-02-11	Lion Finance	$25.00
2011-02-11	Transpacific	$70.00
TOTAL FOR DEBT		$95.00
FINANCES
2011-02-11	Bank Charges	$10.00
TOTAL FOR FINANCES		$10.00
GIFTS
2011-02-06	Dress For Eva	$6.00
TOTAL FOR GIFTS		$6.00
GROCERIES
2011-02-06	Aldi	$115.00
2011-02-11	Aldi	$70.00
TOTAL FOR GROCERIES		$185.00
HOUSEHOLD
2011-02-11	Mobile Phone	$59.27
2011-02-11	Phone/Internet/Cable	$228.22
TOTAL FOR HOUSEHOLD		$287.49
SPENDLESS YEAR
2011-02-07	Spend Less Day	$0.00
2011-02-08	Spend Less Day	$0.00
2011-02-09	Spend Less Day	$0.00
2011-02-10	Spend Less Day	$0.00
2011-02-12	Spend Less Day	$0.00
TOTAL FOR SPENDLESS YEAR		$0.00
TOTAL		$603.49

A Very Successful Weeks Report

The little arrow on the success signpost should be pointing towards me, yes me it,s all starting to come together.
I am going to be posting my weekly spending but firstly I want to tell you all what I got up to last night. I have always been a big fan of writing things down, yes I keep a spreadsheet and yes I follow a budget planner on my banks website. But nothing does it for me like a pen and paper. so I sat and entered all in my incomings and outgoings from now until 1st July. It is now documented weekly how much each savings category has in it, how much is standing on each individual debt, and how much is sitting in my household bills account. This latter one was a lot harder to estimate for Electricity and phone, so I have estimated them at 10% higher than the same time last year.
I have worked my figures on a basic wage and my carers allowance which comes in fortnightly. So anything over and above that ( snowflakes ) will be allocated to debt.

Total spend for 09 Jan 2011 - 15 Jan 2011: $569.60

DEBT
2011-01-14	Transpacific	$72.86
TOTAL FOR DEBT		$72.86
ENTERTAINMENT
2011-01-15	Coffees and Cakes	$11.00
TOTAL FOR ENTERTAINMENT		$11.00
GROCERIES
2011-01-11	Coles	$9.00
2011-01-11	Woolworths	$10.00
2011-01-12	Aldi	$53.95
2011-01-15	Aldi	$56.05
2011-01-15	Woolworths	$15.35
TOTAL FOR GROCERIES		$144.35
HAIR AND BEAUTY
2011-01-14	Hair Dye	$13.00
2011-01-14	Nails filled	$30.00
TOTAL FOR HAIR AND BEAUTY		$43.00
HOUSEHOLD
2011-01-14	Electricity	$298.39
TOTAL FOR HOUSEHOLD		$298.39
SPENDLESS YEAR
2011-01-09	Spend Less Day	$0.00
2011-01-10	Spend Less Day	$0.00
2011-01-13	Spend Less Day	$0.00
TOTAL FOR SPENDLESS YEAR		$0.00
TOTAL		$569.6

I am really pleased at the amount spent this week on Groceries as I made an extra trip to Aldi,s to stock up on some emergency supplies. Electricity was a little higher than usual as prices have gone up so much this year, $100 was paid off of this account last week to break it up a little. All bills now being paid on the due dates, and all up to date. Yippeeeeeeeee

My Weekly Spending Report Jan 8th

Checking in with my weekly spending report, this does,nt include Savings or Retirement money.
When I worked out my budget for each week and month I forgot to add in a direct debit amount for $42 this was for a monthly series of DVD,s which I had ordered around July of last year. A payment was taken out in July, August, September and October and then nothing in November or December, so I presumed that the series was completed and I never gave it another thought. This head in the sand attitude has got to stop, instead of phoning them up and finding out why nothing had been taken out in November and December I was just relieved that it seemed to have come to an end. BUT when I went into my bank account on Friday there it was again, with no explanation as to why. I am pissed and at this stage I,m not sure who,s fault it is !!!
Anyway after finding that one of my categories was going to be short by $42 I found $50 hiding at the back of my wallet. Yippeeee so I.m $8.00 better off than I thought I was. But I will be ringing and finding out what is going on and stopping the direct debit.

All my categories have been filled now and at last I should be able to add to my sidebars, work towards having snowflakes, and paying off a personal debt.

We spent yesterday with family having a lovely meal and admiring the new home built by this couple, the company was excellent the food gorgeous and the scenery inspiring. And all only 1 and 1/2 hours drive away, so we will probably do it again often. Have a great weekend everyone.

Total spend for 02 Jan 2011 - 08 Jan 2011: $310.00

CAR EXPENSES
2011-01-07	Petrol	$20.00
2011-01-08	Petrol	$10.00
TOTAL FOR CAR EXPENSES		$30.00
DEBT
2011-01-07	Lion Finance	$25.00
TOTAL FOR DEBT		$25.00
ENTERTAINMENT
2011-01-08	Alcohol	$10.00
TOTAL FOR ENTERTAINMENT		$10.00
GROCERIES
2011-01-02	Aldi	$30.00
2011-01-07	Aldi	$115.00
TOTAL FOR GROCERIES		$145.00
HOUSEHOLD
2011-01-07	Electricity	$100.00
TOTAL FOR HOUSEHOLD		$100.00
SPENDLESS YEAR
2011-01-03	Spend Less Day	$0.00
2011-01-04	Spend Less Day	$0.00
2011-01-05	Spend Less Day	$0.00
2011-01-06	Spend Less Day	$0.00
TOTAL FOR SPENDLESS YEAR		$0.00
TOTAL		$310.00