The little arrow on the success signpost should be pointing towards me, yes me it,s all starting to come together.
I am going to be posting my weekly spending but firstly I want to tell you all what I got up to last night. I have always been a big fan of writing things down, yes I keep a spreadsheet and yes I follow a budget planner on my banks website. But nothing does it for me like a pen and paper. so I sat and entered all in my incomings and outgoings from now until 1st July. It is now documented weekly how much each savings category has in it, how much is standing on each individual debt, and how much is sitting in my household bills account. This latter one was a lot harder to estimate for Electricity and phone, so I have estimated them at 10% higher than the same time last year.
I have worked my figures on a basic wage and my carers allowance which comes in fortnightly. So anything over and above that ( snowflakes ) will be allocated to debt.
I am going to be posting my weekly spending but firstly I want to tell you all what I got up to last night. I have always been a big fan of writing things down, yes I keep a spreadsheet and yes I follow a budget planner on my banks website. But nothing does it for me like a pen and paper. so I sat and entered all in my incomings and outgoings from now until 1st July. It is now documented weekly how much each savings category has in it, how much is standing on each individual debt, and how much is sitting in my household bills account. This latter one was a lot harder to estimate for Electricity and phone, so I have estimated them at 10% higher than the same time last year.
I have worked my figures on a basic wage and my carers allowance which comes in fortnightly. So anything over and above that ( snowflakes ) will be allocated to debt.
Total spend for 09 Jan 2011 - 15 Jan 2011: $569.60
DEBT | ||
2011-01-14 | Transpacific | $72.86 |
TOTAL FOR DEBT | $72.86 | |
ENTERTAINMENT | ||
2011-01-15 | Coffees and Cakes | $11.00 |
TOTAL FOR ENTERTAINMENT | $11.00 | |
GROCERIES | ||
2011-01-11 | Coles | $9.00 |
2011-01-11 | Woolworths | $10.00 |
2011-01-12 | Aldi | $53.95 |
2011-01-15 | Aldi | $56.05 |
2011-01-15 | Woolworths | $15.35 |
TOTAL FOR GROCERIES | $144.35 | |
HAIR AND BEAUTY | ||
2011-01-14 | Hair Dye | $13.00 |
2011-01-14 | Nails filled | $30.00 |
TOTAL FOR HAIR AND BEAUTY | $43.00 | |
HOUSEHOLD | ||
2011-01-14 | Electricity | $298.39 |
TOTAL FOR HOUSEHOLD | $298.39 | |
SPENDLESS YEAR | ||
2011-01-09 | Spend Less Day | $0.00 |
2011-01-10 | Spend Less Day | $0.00 |
2011-01-13 | Spend Less Day | $0.00 |
TOTAL FOR SPENDLESS YEAR | $0.00 | |
TOTAL | $569.6 |
I am really pleased at the amount spent this week on Groceries as I made an extra trip to Aldi,s to stock up on some emergency supplies. Electricity was a little higher than usual as prices have gone up so much this year, $100 was paid off of this account last week to break it up a little. All bills now being paid on the due dates, and all up to date. Yippeeeeeeeee
Lovely chart Maureen. Cool to see it all mapped out so nicely.
ReplyDeleteI really need to go onto that site and do the same. I like the idea of it being written down like that!
ReplyDeleteYou are doing so well!! I, too, love to just use a pad of paper and pencil to figure things out!
I like to use paper and pencil too - I print my budget monthly from my computer but use pencil to write in my daily misc. spends and I'm ALWAYS doing projections - 6 months, a year, retirement date etc. Things move slowly day by day so it's more exciting to see the long-range projections.
ReplyDeleteYou're getting to be a real nerd Maureen lol! That's a good thing:)
Congratulations on a great week, Maureen!
ReplyDeleteAwesome job this week!! Woot! I'm not even tracking this week.. ugh! After my "sewing spending-fest" I don't want to know!
ReplyDeleteGood job! Let it snow!! Snowflakes that is!
ReplyDeleteou are doing amazing! Keep up the great work!
ReplyDeleteI love to just use paper/pencil to budget!!!