I am now a Housewife and Caregiver
I'll bet you had thought that I had exhausted the disasters which I have been recanting in my last 4 blog posts. but no the final, nail in the coffin of our finances was brought about by my MIL ending up in hospital with heart failure while I was away from The Foxx. I have a really guilty conscience about what happened to her as I am almost positive that the strain brought on by my leaving contributed to her condition. So now I am unable to work as I am needed at home with her pretty much constantly at the moment. I made all the normal enquiries about a Carers Pension but as it's based on the amount of money coming into the home, The foxx's salary is too high for us to make a claim.
So now I am her caregiver without being able to make a claim for financial help, part of me is panicking and part of me feels empowered. For the first time since I can remember I am solely in charge of making sure we can afford to live like this.
So budgeting, menu planning and spending are all dictated by me. I am totally committed to getting us out of debt and living a stress free lifestyle.
I will be counting my no spend days again, taking special note of cheap petrol days, produce market shopping for fruit and veg, remembering to turn off electric lights and even making my own laundry detergent. i feel excited and I know with your help I can do this...
PS Jane can you remember the name of the website we used to use to track our spending ????