I,ve just come back from my Weekend away with another 5 friends, I met all of these friends online through a dieting website here in Australia 4 of us live not to far from one another and the other 2 about a 4 hour drive away, we have occasional meets for coffee but this was the first time we had spent a weekend together and we were all a bit reserved when we arrived at our destination. But let me tell you that by the time the first night was over I think we will be friends for life, our backgrounds are different and our ages range from early 40s to late 50s, but we laughed and we cried and I know I opened up to them about things I,ve told no one else. An all Female weekend away is food for the soul and because of this we are going to make this an Annual event.
The downside was the amount of money we spent between Accomodation ~Travelling expenses ~ Food~ Booze. Friday was payday for me so here is the breakdown
Incomings $610.00 ( wages plus overtime )
Outgoings $ 75.00 ( cake for Hubbies 60th )
Petrol for trip $50.00 ( $25.00 already in jar )
Groceries $100.00 ( food for home )
Food for weekend $80.00 ( this included eating out, food for cabin, coffee,s while out,)
Booze $29.00 ( 2 bottles of my favourite bubbly )
New walking shoes $35.00 ( these mad dieters made me exercise while away )
Debt $25.00 ( fortnightly payment )
I also put money away to cover my next round of bills and put money into my jars, so a successful end to catch up Month.
Tomorrow I have my Carpel Tunnel Release Operation done, so wish me luck. I have no idea how or if I am going to be able to post or comment on others blogs, but be assured I will still be reading them and be applauding your efforts.
Tomorrow before I go into Hospital I will post my budget for July I can,t believe it,s come round so quickly.
Sunday, June 27, 2010
Tuesday, June 22, 2010
Not happy at all
I,m really not happy with myself, I overspent on Saturday and although I was upfront about it, I feel as if I cheated myself. It all started with me returning to the shopping centre on Saturday to meet my Daughter for coffee.
When I got there I remembered that I needed hair dye, I,m going away for the weekend and then getting my Carpel Tunnel Op. the following day so I won,t be able to use my hands to do my hair so it was now or never for the hair colour. NOT BUDGETED FOR $ 14.50
My Daughter went off to keep an appointment leaving me with my Grandchildren and because I can refuse them nothing it was Hungry Jacks all round, and MIL was there so it was for 4 NOT BUDGETED FOR $26.50
Mother-in-law went off to the ladies while I was left to pick up a couple of things she wanted to make a pot of soup, I was left to pay for them and the weeks Groceries had already been bought!! NOT BUDGETED FOR $4.60
So all up a total for NOT BUDGETED ITEMS for $45.60 and I,m really annoyed about it. Am I getting obsessive about my budget ??? I would,nt be at all surprised I tend to go at things at full speed and then fall off the wagon.
On the plus side I,ve just had 3 no spend days.
When I got there I remembered that I needed hair dye, I,m going away for the weekend and then getting my Carpel Tunnel Op. the following day so I won,t be able to use my hands to do my hair so it was now or never for the hair colour. NOT BUDGETED FOR $ 14.50
My Daughter went off to keep an appointment leaving me with my Grandchildren and because I can refuse them nothing it was Hungry Jacks all round, and MIL was there so it was for 4 NOT BUDGETED FOR $26.50
Mother-in-law went off to the ladies while I was left to pick up a couple of things she wanted to make a pot of soup, I was left to pay for them and the weeks Groceries had already been bought!! NOT BUDGETED FOR $4.60
So all up a total for NOT BUDGETED ITEMS for $45.60 and I,m really annoyed about it. Am I getting obsessive about my budget ??? I would,nt be at all surprised I tend to go at things at full speed and then fall off the wagon.
On the plus side I,ve just had 3 no spend days.
Friday, June 18, 2010
A successful payday
Today was payday and I have now completed my 
backlog of bills, registered my car, and have made a start on putting money away for next Months round of bills.
The breakdown was.
MONEY IN
Wages & overtime $667.28
Mother in laws Grocery money $50.00
MONEY OUT
Car registration $ 392.00 ( overdue )
Groceries $150 ( normal amount )
Cake and coffee $11.40 ( my turn to buy )
Petrol $25.00 ( still in the jar )
My spends personal stuff $27.45 ( my Avon bill )
New pair of black pants $20.00 ( for weekend away )
Debt $30.00 ( a fortnightly payment )
Car Rego $20.00 ( started jar for next payment )
A quick roundup was money in $717.28
money out $675.85
So still nothing done as far as savings go, but there is money in the petrol jar and my spends jar, and most of all I have put away money for the next round of bills, all my debts are being attended to and I am sleeping better at night.
I sent off the money for my weekend aways accomodation I had it in a jar so I hav,nt added it to this weeks total spends, my share of the bill for 2 nights is $100.00 as there are 6 of us going. we are having Dinner in on the Friday night and going out for Thai on the Saturday. this is going to be a bit of a test for me as it is the first time I will be trying to keep my spends down while in company. I don,t want to be continually worrying about how much is in my purse, but I also don,t want to blow my budget.
Any tips on how to manage a balance would be appreciated.
backlog of bills, registered my car, and have made a start on putting money away for next Months round of bills.The breakdown was.
MONEY IN
Wages & overtime $667.28
Mother in laws Grocery money $50.00
MONEY OUT
Car registration $ 392.00 ( overdue )
Groceries $150 ( normal amount )
Cake and coffee $11.40 ( my turn to buy )
Petrol $25.00 ( still in the jar )
My spends personal stuff $27.45 ( my Avon bill )
New pair of black pants $20.00 ( for weekend away )
Debt $30.00 ( a fortnightly payment )
Car Rego $20.00 ( started jar for next payment )
A quick roundup was money in $717.28
money out $675.85
So still nothing done as far as savings go, but there is money in the petrol jar and my spends jar, and most of all I have put away money for the next round of bills, all my debts are being attended to and I am sleeping better at night.
I sent off the money for my weekend aways accomodation I had it in a jar so I hav,nt added it to this weeks total spends, my share of the bill for 2 nights is $100.00 as there are 6 of us going. we are having Dinner in on the Friday night and going out for Thai on the Saturday. this is going to be a bit of a test for me as it is the first time I will be trying to keep my spends down while in company. I don,t want to be continually worrying about how much is in my purse, but I also don,t want to blow my budget.
Any tips on how to manage a balance would be appreciated.
Wednesday, June 16, 2010
Half way through the week, I,m getting exited
I am getting exited about my next payday as i,m, finally going to start my savings plan, up till now I,ve been struggling to pay all my overdue accounts, but Friday will see me finished with them, of course before I know it they will all be back again as most of them are paid monthly, but my budget that I prepare monthly will have me putting away the money to cover them. So I,m happy.
Not long now till my weekend away and my Operation, one I am looking forward to the other I,m not.
My Computer is threatening to shut down on me so this is a very quick post.
Spending days none.
Monday,Tuesday and Wednesday were no spending days.
Not long now till my weekend away and my Operation, one I am looking forward to the other I,m not.
My Computer is threatening to shut down on me so this is a very quick post.
Spending days none.
Monday,Tuesday and Wednesday were no spending days.
Sunday, June 13, 2010
Who,s a lucky girl then ? Flowers and budgets.
Today I received a bunch of my favourite flowers the awesome Iris, I hope Hubby does,nt have a guilty conscience !!
Believe it or not I decided to see if I would still be able to keep within a budget next Month as my wages will be reduced and according to my figures and barring any unforseen disasters I should be able to save $1,000.00. As well as this my tax cheque should arrive about the middle of the Month and I am hoping to receive around $800.00. I can,t believe it I promised my Daughter a couple of thousand towards her Wedding and I am right on track for doing it. I can,t wait for July now.
Spends for the day
Cake $5.00 ( I am working tomorrow and providing dessert as it,s a public holiday )
Cat biscuits and bin bags $5.00
Saturday, June 12, 2010
A lazy weekend
I am doing absolutely nothing with my weekend other than sitting with my feet up, although I did look after my youngest Granddaughter for a few hours this morning, she is a cutsy 16 months old with the widest smile and the biggest brown eyes, so looking after her is not a chore.
I thought I would have had a no spending day today but I had to pick up a prescription at the Pharmacy for myself.
Prescription $13.00
I thought I would have had a no spending day today but I had to pick up a prescription at the Pharmacy for myself.
Spends
Prescription $13.00
Friday, June 11, 2010
A costly Friday
Big Big day today it usually is on Payday, I put money into my Petrol jar, my entertainment jar and my holiday jar as well as paying money towards my debt and bringing my Telephone/Internet/Foxtel account up to date. I cleared of a layby on some lanterns for my Garden to be lit during the Wedding, as well as buying myself a warm pair of pyjamas for my weekend away with some friends. This is a holiday weekend here in Oz and I was really looking forward to some R and R, unfortunately the lure of the Dollar has me working on Monday, it,s all money in the bank and with only 2 weeks to go until my Operation, I need all the money I can get, as I will be on a reduced wage.
Incomings
Wages $611.00
Outgoings
Incomings
Wages $611.00
Outgoings
- Telstra Bill $234.00
- Debt Payment $25.00
- Groceries $100.00
- Petrol $25.00
- Layby $80.00
- Pyjamas $30.00
- Entertainment $20.00
- Holiday $100.00
Total Outgoings $614.00
As you can see more out than in, but as I,ve mentioned before I am behind with most payments, but having said that I am almost there, next weeks biggy will be my car rego and then I can relax a bit, but only a bit, as the next round of bills will be in and I want to get on top of them early.
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