Goals For June
I have not been setting any monthly goals of late being content to let each month take care of itself, I had gotten myself into a bit of a payment and spending routine and I was not challenging myself in any way. So June will be a little different, I am going to set some goals and they are.
Savings = $1,000
I have worked out that I will be adding $880.00 to our savings this month. If I can keep my Grocery bill down I would like to see that figure climbing up to $1,000.
Groceries = $400
I allow myself $100 a week for food and household needs, but MIL adds another $50 to that and if I try really hard I am sure I can get that figure down. Allowed $400 hoping to get my fuel off of this amount.
Bills = $500
Adding all our bills up for the month the total should read around the $450.00 mark this includes the rent to buy scheme for our PC. We will put aside $500 anything left over at the end of the month will go into July's budget.
Debt = $600
Around $600 will be set aside for debt. For the household debts this is only our CC and for my failed business I will be using $250. I do intend to pay more off of my debt each month so any extra money earned by The Foxx or any Ebay sales money plus my snowflakes will go straight into paying this off quicker.
House Payment = $1,480
This is our rent and as private rental is so damn expensive this costs us $1,480.00 monthly. Actually this covers us for only 4 weeks so in a month when we have to make 5 payments this can become a bit of a stretch. But we are 2 weeks in advance with our payments, so no stress there.
Misc. = $00.00
I am allowing myself nothing for entertainment, clothing, or presents this month. I overspent on my Grandchildren last week buying each of them a new Winter outfit and of course buying for the baby as well as sending his Mum and Dad flowers when he was born. I also sent flowers to my Mum when she came out of hospital and I bought a gift for my Sister-in-law's Birthday last Friday. Did I budget for any of this expense no, which means in came from my pensions back money. I want every dollar to be accounted for, so fun over, it's back to being Mrs Frugal
Holiday Fund = Approx.$350
We are going away in August and I would love it if we did not have to dip into savings to fund this. Our goal is to get ourselves some scoopon deals before we head off which should pay for all our entertainment in advance. So any deals we see will come out of this fund. I am putting my little pension into this fund can't wait to see how far I can stretch it.
I will come back to this list and check it off as I go through the month, hopefully there will be no variables. Murphy stay away......