Come join me in my quest to live a happier more frugal way of life, while enjoying the more traditional family values.

Thursday, May 31, 2012

Staying With my Son's Family

It's very unlike me to post without a photo of some description, but I am on my Son's PC which I am quite unfamiliar with.

Thursday is my bill paying day ( not household ) I tend to pay the house one week and my debts the next, I am only kidding myself on that it makes our money last a bit longer. The Foxx gets paid fortnightly so this works for us.....


Long Standing Debt                 $25.00
Police Fine                               $45.00
Gas Account Repayment Plan $50.00
Food                                         $100
Fuel                                          $25.00
Toll Account                            $25.00


Glad to say that this was the last payment on my fine, another one bites the dust. So I will increase the payments towards the Gas Account next fortnight this was a Restaurant Debt so I am going to be throwing everything at it soon. I topped up my road tolls account as I pass through tolls both coming and going to my Son's house. The food bill will hopefully be cut this week as my cupboards are pretty full, plus MIL has still to put in her money. Not much else to say on the financial front.

Hang on a minute did I really say nothing to report can't believe I forgot to say that the letter I have been waiting for regarding my UK pension arrived and it is back money they put into my account, yes that's right I get to keep it all.


About 2 hours after I posted about my Grandson's arrival I got a phonecall from my Son asking if I could please come and stay for a few days to watch my Granddaughter as the baby and Mum are still in hospital. Apparently due to the break up of the placenta his blood sugars are low making him very jittery. As 80% of the blood sugars feed the baby's brain this was of concern and so he is on a drip which should stabalise him until Mum's milk comes in, which should hopefully be today.
We are not unduly worried about this little hiccup it's just so frustrating as he is now in The Special Care baby unit, away from Mum.
Hopefully by Saturday they will both be back home and then I will go back home, at the moment I am making myself useful I have the Hoover out and all the washing is up to date. Now to start on Dinner.

And yes I have had my first cuddle, I wore a mask and had a couple of minutes with our new addition, when his older Sister was born she was a little clone of her Mum, this time the baby looks like my Son. I got a little choked when I saw such a familiar baby. WELL Granny's are allowed are'nt they ?????


Just a quick thank you for all your support and good wishes I know this is a financial blog, so thanks for putting up with all my Granny chat..















Tuesday, May 29, 2012

The Baby Is Here Photo Moment




At Long Last it's Over

Just a short post to introduce my Grandson to the blogging world. He was born on the 29th May at 10.30pm ( Australian time ) after almost 2 days of on and off labour, which resulted in this poor little lad being born by Vacumn extraction. They had administered an epidural for a C Section when they decided to give the extraction a shot and it worked.  He was a little distressed as the placenta had broken down but after some oxygen and a bit of TLC he is absolutely fine.

My Son sent this photo to me after he was stabilised and although there will be plenty more to follow this will always be my favourite. I spoke to my DIL's Mum this morning and she is ill just like me, so it may be this weekend before we get to see him. My arms ache already.....


Welcome Euan 6lbs 1oz looking a lot like his Father.......CUTE Ehhhh

Monday, May 28, 2012

This is So Frustrating




No Baby Yet

For those of you like myself who have been waiting to meet my new Grandson, the news is.... NOTHING..... all labour has slowed to almost non existant and nothing that is being done to speed it along has worked. My DIL is a hypno-birthing practitioner and wants to have as painfree and manageable a labour and birth at home as possible. Her sister who works with her and her midwife who advocates home deliveries are also with her. But her Mum and I want her to go to the hospital get some help to get those contractions moving along and then we want a nice pink healthy Grandson. To Hell with all this new age stuff, we just want it over.

Nothing on the financial front, today although I do have my menus all made out for this week and my Pantry Fridge and Freezer are all looking nice and full. I will be staying home today as I am waiting to see if my youngest Granddaughter will be dropped of at my house for a liitle spoiling before her new brother arrives.

That's it folks so fingers crossed...

Sunday, May 27, 2012

I Have Had The Famine Now I Have The Feast

  


I'm In The Money

Since I last posted I have received my Superannuation money back from the Tax Dept. This was co-contributions and came to $585 so now my bank balance is even healthier and still untouched. I have received no notification as yet from the UK and I am still somewhat scared to think $4,800 that they sent me is mine... However I have now made up my mind how this money will be used.

As The Foxx and I have very little time left where we will be in a position to buy new furniture, we have decided to buy a Lounge Suite, one which will last us well into our retirement a comfortable one which we will feel comfortable with allowing our Grandchildren to sit, eat, play, jump on. Our present suite is covered in a light coloured linen which has not stood the test of time and was never comfy to start with. We have a gorgeous suite in our formal Lounge room but this one will be for our Family living area and we are thinking leather.
Expensive I hear you say Ebay I hear myself say, yes The Foxx and I are looking to buy a good suite on the cheap, the search starts today with The Foxx heading off to have a look at one we saw listed yesterday. If the quality and condition are any good we may have found one already so fingers crossed.

$2,600 will be put into an emergency fund which we are hoping to be able to add too, and the rest will be put towards debt. We have very little now owing on our CC and have no mortgage or car payments so all that is left is my debts from The Restaurant and as I have been plugging away at them, they are now only Utilities. Can't wait to hear from two of the debt collecting companies who still have not been in touch, then arrangements can be finalised. Yippee this puts me in a place I never thought I would be again, comfortable with staying at home and no longer scared to open mail or answer the phone.


My Son has just phoned me and it looks as if my new Grandson will be putting in an appearance today, my DIL was in labour all night, although it seems to have slackened off a bit just now it's 8.30am on the 28th May so depending on her blood pressure she is happy to stay home for a while yet. Unfortunately due to what has turned into a chest infection I have been advised by my doctor not to go near them, how frustrating is that after waiting 9 months I get ill right when it counts Grrrrr

Will Keep You All Posted

Wednesday, May 23, 2012

My Pot Of Gold




My Pot Of Gold

As those of you who follow my blog know I am broke. After a failed business and what was almost a failed Marriage The Foxx and I have been beating off the creditors with a big stick. The light at the end of the tunnel was some Superannuation which by the way I still have not been paid out and a small pension which was going to be coming to me each month from the UK.
The amount of the pension was a bit of a grey area, as it was being paid to me on a sliding scale of my age and the number of years I worked in Scotland. I was'nt even sure if this was taking into account the time off between children and so I had no way of working this out for myself.
On Saturday morning I checked my bank account to see how much to give The Foxx towards food as he was going to be Grocery shopping for me due to this heavy cold of mine. And deposited into my account from the UK Pensions Dept. was almost $4,000.
Where the hell did that come from ??? I almost burst into tears I can't remember the last time my account even looked like having that amount in it. I could hardly wipe the smile off of my face all day, But I did not and still have not spent 1 penny of it.
There has to be a logical reason why there has been so much money deposited into my account and this payment is being backed up with a letter from the UK so until it arrives and I know beyond a fact that I get to keep all this lovely money, I refuse to touch it.
But physical touching and mental touching are two different things and so I am determined that not one cent is wrongly spent, I need an Emergency Fund I need a Holiday Fund and I need to pay off some debts, but I just can't make my mind up which percentage should go where.
I need some help here folks please help me make sure this goes to the right areas............


I am feeling a lot better than I did over the weekend but this cold has left me with a really nasty cough which once it gets started I just can't stop and ends up with a sharp pain between my shoulder blades, so tomorrow I have a Doctor's appointment maybe I need an antibiotic.

My Mum is home from The Hospital now she is getting an assessment done today to see exactly the amount of help she is going to require. I told her not to play Miss Independent but to ask for any help they can give her, she has promised to do this and my Sister will be there to make sure she does.

We Have No Baby Yet

Tuesday, May 22, 2012

I Am So Unwell



  I Am Feeling Like C**p


Please excuse my lack of posts over the last couple of days, I have so much to say on both the financial and personal fronts, but it will have to wait until I feel well enough.

No Baby Yet

Sunday, May 20, 2012

A Really Bad Accident

  


My Poor Mum

This is what my 85 year old Mum has been up to this weekend she fell just outside of her patio door and has broken both wrists and beaten her face up pretty badly. My sister took this shot of her from her Hospital chair, I would so love to be with her just now but she is on the other side of this vast continent and I am going to be going over there in August for Dad's 90th. It's at times like this I wish we were a lot nearer, or a lot richer so travel could be more affordable. Makes me realise how important an Emergency Fund is.


Get Well Soon Mum xxxx