Mid Month Report
Today was another no spend day the 4th in a row, and tomorrow is going to be another. I am finding this Challenge less Challenging than I thought it would be, and Iv,e tried to analyze why. Now I think Iv,e worked out why.
Today was another no spend day the 4th in a row, and tomorrow is going to be another. I am finding this Challenge less Challenging than I thought it would be, and Iv,e tried to analyze why. Now I think Iv,e worked out why.
- I don,t have children at home, so there is nobody demanding junk food, money for school trips, pocket money, junk food, ripping the knees out of their school pants, or just getting a treat from their worn out Mum for just being good.
- My Husband is ill just now and the last thing he wants to do is go out, so no sneaky meals out, no drinks at the pub on a Friday night, no having friends round for a BBQ or drinks.
- My MIL is quite bright and sunny for most of the day but by night time she is ready to go to bed and very often just falls asleep in front of the television, tonight she was sleeping by 6.10pm, so no chance of her wanting to go out and spend money.
- No Girlfriend to have a social night out with, since my BFF went to live in another state I have no close friends to spend quality time with, she and I used to go out at least once a week and we would often go for a meal followed by going to see a good Movie.
- And last by no means least is my demanding job which although far from stimulating seems to take over my life some weeks.
So this is the reason why I am breezing through this Challenge, all up I have managed to stick to my $100 food budget even dropping it to $70 this week, I have failed miserably to keep my petrol money down to $15 as I have been traveling back and forwards to work 6 days a week, so it is still $20.
My biggest achievement has been dropping my MAD MONEY to $20 a week instead of my usual $50.
So savings so far of $90 as I work on a zero based budget with most of it going into savings and debt I think I have done quite well.
Are we all posting a mid month report ?? I,m dying to know how we are all doing !!!
My biggest achievement has been dropping my MAD MONEY to $20 a week instead of my usual $50.
So savings so far of $90 as I work on a zero based budget with most of it going into savings and debt I think I have done quite well.
Are we all posting a mid month report ?? I,m dying to know how we are all doing !!!
Great job!!! I'm glad this challenge isn't TOO challenging for you this month. Looking forward to see your end result at the end of this month :)
ReplyDeleteWTG!! I agree with you about the kids, even though mine are adults I think we'd have a lot less unplanned for spending once they move out.
ReplyDeleteyou are doing a great job this month! I can't believe that it is over half of the month done! EEK!
ReplyDeleteYou are doing *FABULOUS*!! I need to get my ducks in a row and do an update today, but I know that we are *VERY* close to blowing our budget... ugh! :/
ReplyDeleteYou know what they say about all work and no play! The upside though is how great you feel by KILLING this challenge! Proud of you:) I'm starting to crack under the pressure. I spent $15 a a second hand shop for 3 articles of clothing I "felt I needed". The good news is that I had picked out about 10 things and put most of them back on the rack - I wouldn't have done that in the past so I'm showing "some" restraint at least. If nothing unexpected happens (touch wood) I should make it to the end of the month before the end of the $$.
ReplyDeleteWell, I, for one, am impressed. The reason doesn't matter nearly as much as the end result, especially when it comes to saving money.
ReplyDelete